SGIC


Need car insurance in South Australia?  SGIC Insurance offers you a variety of flexible and affordable cover to suit your needs, including Third Party Fire and Theft, Third Party Property Damage and Comprehensive Car Insurance.
If you’re looking for extra cover for things such as windscreen replacement and unlimited car hire up to $88 per day until your vehicle has been repaired or your claim is settled, choose Comprehensive Plus Car Insurance – our highest level of cover.


At SGIC, we offer two different levels of Comprehensive Car insurance:
  • Firstly, covering you for accidental damage, malicious damage, theft, fire, flood or storm, is our Comprehensive Car Insurance level. If you also require hire car and windscreen cover, this is available for an additional premium.
  • Or, with Comprehensive Plus Car Insurance, you receive all the benefits of Comprehensive Car Insurance along with added extras such as hire car, glass cover, windscreen, sunroof and more. 
For added flexibility and peace of mind, with SGIC’s Comprehensive Car Insurance, you’re still covered even if the person driving your car is not one of your listed drivers*.
 *Additional excess applies to drivers under 25 or with less than 2 years’ driving experience.


At SGIC, we offer two levels of Third Party Car Insurance.

  • Offering protection for damage you cause to someone else’s property or car, SGIC Third Party Property Damage Insurance provides a basic level of cover. You also receive up to $5,000 cover for damage caused to your car by an uninsured driver if you are not at fault.
  • Giving you all the benefits of our Third Party Property Damage as well as an extra $10,000 of fire and theft cover for your car, Third Party Fire & Theft provides an extra level of protection.
SGIC Third Party Fire and Theft Car Insurance offers cover for damage caused by you to someone else’s property or car up to $20 million. 
You receive the same protection offered by our Third Party Property Damage cover, with the added security of additional fire and theft protection for your own car up to its market value or $10,000 (whichever is less).

Do you own a car, motorcycle or scooter that's a classic (15 years or older), a vintage (made between 1919 and 1930) or a veteran (pre-1919) and use it for recreation? 
SGIC Veteran, Vintage and Classic Vehicle Insurance can cover your pride and joy up to its agreed value against flood, storm, fire, theft, accidental damage and more.

If you’re looking for Touring Caravan Insurance, On-site Caravan Insurance or Trailer Insurance, look no further than SGIC and benefit from over 40 years experience providing insurance to South Australians.
As well as cover for your caravan or trailer against vandalism, accidental damage, fire, theft and more, we offer flexible payment options and a convenient 24/7 helpline for added peace of mind.
There are also discounts available on the SGIC website.