AAMI is a leading car, home, compulsory third party (CTP) and small business insurer. We deal directly with our customers and we use innovative business and marketing strategies to provide them with high quality products and excellent customer service. You've already found we're easy to contact.
Insurance benefits such as no fault, no penalty; lifetime repair guarantee; lifetime rating one/maximum no claim bonus; valet service; progressive no claim discount on home insurance and the first general insurance customer charter were all introduced by AAMI.
Established in 1970, AAMI today has more than 2.5 million policyholders and millions of incoming telephone calls annually.
- Fast claims
- Flexible payment options
- Insurer of the year
Features | Comprehensive Car Insurance | Third Party Car Insurance |
| Cover for damage to your car |  | |
| Cover for damage to other people's cars or property, up to $20 million | | |
| Cover for damage caused by fire, theft or attempted theft | | Optional, up to $5,000 |
| Hire car if your car is stolen | Yes, up to 21 days | Optional, up to 14 days |
| Cover if an uninsured driver damages your car | | Up to $3,000 |
| Lifetime Guarantee on authorised repairs even if you sell the car | | |
| Discount for buying a new policy online | | |
Pay by the month payment option
(fee applies)
| | |
| Speak to a real person 24/7 on 13 22 44 | | |
| Free Skilled Drivers course for drivers under 25 | | |
| Rating one for life, even if you make future claims | | |
| New car replacement if your car is written off in first 2 years of registration | | |
| Agreed value | | |
| Additional benefits and discounts for safe drivers | | |
| Free valet service for claims in metropolitan areas serviced by our assessment centres | |
AAMI Comprehensive Car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others.
We understand how disruptive it is to be without your car due to an accident or theft. At AAMI, we are committed to relieving your stress and getting you mobile as quickly as possible and withminimum hassle.
With AAMI’s Comprehensive Car Insurance you can also save on your premium by adjusting your excess with AAMI Flexi Premiums ®, earn a discount of up to 15% with AAMI Safe Driver Rewards™ and have peace of mind knowing you can speak to a real person 24/7.
AAMI Third Party Property Damage Car Insurance covers you for damage caused by your car to property owned by a third party in the event of an accident. That means you're covered for any damage you may accidentally cause to someone else's property (up to $20 million).
You may not think your car is worth insuring, but what about the damage it could cause to others? Even just a "little bump" given to another car can cost thousands of dollars to repair. It happens to the most careful and safe drivers. One call to 13 22 44 and we will take care of all the details for you.
AAMI Comprehensive Car insurance covers you for damage to your own car, as well as for any damage you may cause to the property of others.
We understand how disruptive it is to be without your car due to an accident or theft. At AAMI, we are committed to relieving your stress and getting you mobile as quickly as possible and withminimum hassle.
